How to Spot and Avoid Mobile Phone Scams and Phishing Texts
3 min read
Scammers love your phone. A dodgy text or fake email can trick you into handing over personal details, clicking a bad link, or even sending money. And because these scams often look convincing, they catch people off guard every day.
Luckily, there are easy ways to spot the warning signs and stay one step ahead.
Why phone scams work
- They look real: Fake texts or emails often copy official logos and language.
- They create panic: “Your account is locked” or “Unpaid bill” pushes you to act fast.
- They prey on trust: Messages pretend to be from banks, delivery companies, or even friends.
- One click is enough: A single tap on a bad link can download malware or steal data.
Some scams don’t need you to enter details — just opening the link can expose you to malicious downloads.
Red flags to watch for
- Spelling mistakes or odd phrasing.
- Suspicious links (hover or tap-and-hold to preview).
- Messages from unknown numbers or email addresses.
- Urgent requests for money, codes, or login details.
- Calls asking for PINs, passwords, or banking info.
Safety reminders
- Stop and think if a message asks for personal or banking details.
- Don’t click suspicious links — visit the website directly instead.
- Never share passwords, PINs, or one-time codes.
- Check the sender — unknown numbers and odd email addresses are red flags.
- Look out for spelling mistakes or messages that feel “off.”
- Report scam texts by forwarding to 7726 (free in the UK).
Forwarding to 7726 goes straight to your mobile network so they can block scam numbers faster.
How to protect yourself
- Use call and text blocking tools: Most smartphones have built-in filters.
- Keep software updated: Updates patch security holes scammers exploit.
- Enable two-factor authentication: Even if scammers get a password, they can’t log in.
- Be sceptical of links: Go to the website directly instead of tapping in a message.
iPhone users can block unknown senders in Messages; Android offers similar options under Spam & Blocked settings.
Benefits of staying scam-aware
- Keeps your money safe: Fraudsters can’t drain accounts.
- Protects your identity: Personal info stays private.
- Saves stress: No chasing refunds or frozen accounts.
- Peace of mind: You’ll feel more confident spotting scams.
Prevention + Protection = Maximum peace of mind
Prevention: Knowing the red flags and pausing before you tap keeps scammers at bay.
Protection: If your phone itself is stolen or compromised, BiMPY’s rolling 30-day cover is your backup — theft, loss and accidental damage with no hassle.
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