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This image features a red cross mark, often used to represent something incorrect, denied, or not included. It’s a universal symbol for highlighting exclusions, failed actions, or ineligibility—ideal for use in insurance documents, feature comparisons, or policy clarifications.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There's no limit on accidental damage claims.
Order complete, protection starts. Simple.
We cover new and refurbished devices up to 36 months old.
Friendly customer service & claims teams based in the UK.
The iPhone 12 still holds its own. Sleek, fast and dependable, it’s the kind of phone people hang on to — and for good reason.
But as reliable as the iPhone 12 is, life happens. Drops, spills, theft, or just bad luck — it’s all part of owning a phone. That’s why BiMPY offers Apple iPhone 12 insurance from just £4 per month, with flexible 30-day rolling cover that puts you in control.
No contracts. No hidden charges. Just smart protection when you need it.
The iPhone 12 isn’t brand new anymore, but it’s still valuable. With a replacement cost of around £549, it’s worth protecting.
What if:
You drop it on the pavement and shatter the screen?
You spilt a drink over it?
It’s swiped from your coat pocket on a night out?
Even a screen repair alone can set you back £289. But with BiMPY, you can get:
Essential Cover from just £4/month
Full Cover (includes loss) from £5/month
Affordable, monthly phone insurance that makes sense — even for older iPhones.
Still holding on to your iPhone 12? You’re not alone — and there’s a policy for every model:
| Model | SIM-Free | Monthly Cost |
|---|---|---|
| iPhone 12 Mini | £449 | from £4 per month |
| iPhone 12 | £549 | from £4 per month |
| iPhone 12 Pro | £749 | from £7 per month |
| iPhone 12 Pro Max | £899 | from £9 per month |
Whether you’re protecting an Apple iPhone 12 Mini or the Pro Max, BiMPY lets you choose the level of cover that fits your phone — and your budget.
When things go wrong, BiMPY keeps it simple. Our Apple iPhone 12 insurance includes protection for:
📱 Accidental damage – screen cracks, impact damage, camera faults
💧 Liquid damage – drinks, puddles, and unexpected downpours
🔧 Mechanical breakdown – post-warranty faults
🧥 Theft – in public or from personal belongings
🌍 Worldwide cover – wherever you take your phone
❌ Loss cover – available with Full Cover plans
We don’t overcomplicate things. If your iPhone 12 stops working because of something sudden or unexpected, you’re protected.
Long-term contracts? Not our thing.
All BiMPY insurance plans are rolling monthly, so you can:
Cancel anytime
Change your plan when you need to
Avoid admin or cancellation fees
Insurance should fit your lifestyle, not the other way around.
Still using a few iPhone 12s in the house? With our 3for2 offer, you can insure 3 devices and only pay for 2.
3 x iPhone 12 on Essential Cover = £8/month
3 x iPhone 12 on Full Cover = £10/month
Perfect for families, couples or small teams still rocking their Apple iPhone 12s — and still needing protection.
Just because the iPhone 12 isn’t the newest model doesn’t mean it’s not a target.
It’s still widely used, widely recognised, and still stolen far too often. Whether it’s lifted in a club, swiped at a station, or goes missing from your bag, replacement costs sting.
With BiMPY:
You’re protected against theft
Your phone can be replaced quickly
You’re covered at home and abroad
Don’t leave it to chance, especially when cover starts at just a few quid a month.
We get it — your phone’s not fresh out of he box, but it still runs your life.
From checking in with friends to managing your day-to-day, the Apple iPhone 12 is still your everything device. So protect it properly.
With BiMPY:
📆 You get 30-day rolling cover
💷 From just £4/month
🧾 No contracts, no hassle
⏱️ Instant online sign-up
🛡️ Protection you control
Still using your iPhone 12? Keep it safe with cover that adapts to you.
Protecting your iPhone 12 couldn’t be easier.
Here’s how:
Pick your model
Choose your cover
Get covered in 60 seconds
👉 [Get a quote now] — and rest easy knowing your iPhone 12 is protected.
| iPhone 12 Models | iPhone 12 Mini 64GB, iPhone 12 Mini 128GB, iPhone 12 Mini 256GB, iPhone 12 64GB, iPhone 12 128GB, iPhone 12 256GB, iPhone 12 Pro 128GB, iPhone 12 Pro 256GB, iPhone 12 Pro 512GB, iPhone 12 Pro Max 128GB, iPhone 12 Pro Max 256GB, iPhone 12 Pro Max 512GB |
|---|
Protect your phone with optional loss cover.
If your mobile phone is stolen we will replace it, like for like.
Phone damaged by liquid will be replaced if we can't repair it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our UK team handles claims smoothly. Submit online 24/7 for cracked screens, theft, or more.
We cover repairs after your warranty. If unrepairable, we will replace your phone.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
