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It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There's no limit on accidental damage claims.
Order complete, protection starts. Simple.
We cover new and refurbished devices up to 36 months old.
Friendly customer service & claims teams based in the UK.
The iPhone 14 still packs serious power. It’s stylish, fast, and feature-rich, which is exactly why it deserves proper protection.
With BiMPY, you can get iPhone 14 insurance from just £4 per month on a 30-day rolling policy. No contracts. No cancellation fees. Just affordable, flexible phone insurance designed for real life.
The iPhone 14 might not be Apple’s latest release, but it’s still a premium device — and a big investment.
Whether you’re using it daily for work, social media, or snapping photos on the go, it’s constantly at risk of accidental damage, theft, or even loss.
Let’s break it down:
Replacement iPhone 14 (128GB) = £649
Average screen repair = £289
Your cost with BiMPY Essential Cover = £4/month
With Full Cover (including loss) = £5/month
Why pay hundreds out of pocket when one small monthly payment gives you total peace of mind?
From standard to Pro Max, each model deserves the right level of protection. Here’s a quick guide:
| iPhone 14 Model | Replacement Value | Monthly Insurance Cost |
|---|---|---|
| iPhone 14 | £649 | from £4 per month |
| iPhone 14 Plus | £749 | from £5 per month |
| iPhone 14 Pro | £949 | from £7 per month |
| iPhone 14 Pro Max | £1,099 | from £10 per month |
Not sure what you need? If you’re prone to drops or theft, Full Cover is a smart choice. For basic protection, Essential gets the job done without overpaying.
Our policies are built to handle everyday disasters. Whether it’s a slip, spill or swipe — BiMPY keeps your iPhone 14 protected with:
📱 Accidental damage – cracked screens, broken buttons, dropped devices
💧 Liquid damage – water, juice, rain or coffee
🔧 Mechanical breakdowns – after your Apple warranty expires
🧥 Theft – phone snatched, bag stolen or pickpocketed
🌍 Worldwide cover – travel freely with your device protected abroad
❌ Loss cover – included with Full Cover plans
And with us, there’s no confusing small print. Just reliable and transparent cover.
Most insurers lock you into long contracts and make it hard to leave.
We don’t.
With BiMPY:
All policies are on a 30-day rolling basis
Cancel anytime with no admin or exit fees
Only pay for what you need, when you need it
Because life changes, and your phone insurance should keep up.
Own more than one iPhone 14 in your household? You don’t have to pay three times over.
With BiMPY’s 3for2 deal, you can insure three iPhone 14s and pay for just two.
3 x iPhone 14 on Essential = £8/month
3 x iPhone 14 on Full Cover = £10/month
Perfect for families, couples, or teams upgrading together.
The iPhone 14 is still a hot target for thieves. Whether you’re in a busy bar, on public transport, or walking through the high street, your phone can be gone in seconds.
And if it is? You’re looking at up to £649 to replace it.
That’s why BiMPY’s theft protection is so valuable:
Fast replacement
Covered UK-wide and abroad
Support through every step of your claim
Losing your phone is stressful, but BiMPY makes recovery easy.
You rely on your iPhone 14 daily — from emails and apps to payments and memories. A cracked screen or stolen phone can ruin your week. But it doesn’t have to.
Here’s what makes BiMPY different:
📆 30-day rolling plans – no contracts, cancel anytime
💷 From just £4/month – flexible cover that fits your budget
🛡️ Simple, powerful protection – with no hidden fees
📱 Instant quotes – get insured in under 60 seconds
Peace of mind has never been so easy — or so affordable.
Getting started is quick and stress-free. No paperwork. No sales calls.
Just:
Choose your iPhone 14 model
Pick your level of cover
Get insured instantly
👉 Ready to get started? [Get a quote now]
[/col] [/row]| iPhone 14 Models | iPhone 14 128GB, iPhone 14 256GB, iPhone 14 512GB, iPhone 14 Plus 128GB, iPhone 14 Plus 256GB, iPhone 14 Plus 512GB, iPhone 14 Pro 128GB, iPhone 14 Pro 256GB, iPhone 14 Pro 512GB, iPhone 14 Pro Max 128GB, iPhone 14 Pro Max 256GB, iPhone 14 Pro Max 512GB |
|---|
Protect your phone with optional loss cover.
If your mobile phone is stolen we will replace it, like for like.
Phone damaged by liquid will be replaced if we can't repair it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our UK team handles claims smoothly. Submit online 24/7 for cracked screens, theft, or more.
We cover repairs after your warranty. If unrepairable, we will replace your phone.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
