Firstly, select the variant of your iPhone 15 below.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There’s no limit to how many accidents may happen, just as we’ve no limit to how many times you can claim.
From the moment you complete your order, your device is protected. Boom! It’s as simple as that. Hassle-free.
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We cover new and refurbished devices up to 36 months old.
Our friendly customer service and claims team are based in the UK.
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Should you wish to take out the optional loss cover at an additional charge and lose your phone we will replace it.
If your mobile phone is stolen we will replace it, like for like.
In the event your smartphone is damaged due to liquid ingression and can’t be repaired, we will replace it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our claims processing team is based in the United Kingdom and we provide a straight-forward, hassle-free claims process whether you"re making a claim for a smashed screen or a stolen phone and claims can be submitted online 24 hours a day.
If a breakdown of your mobile phone occurs outside of the manufacturer’s guarantee or warranty period we will pay the repair costs. If we are unable to economically repair your phone, then a like for like replacement phone will be provided.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
BiMPY insurance for the iPhone 15 offers two levels of protection: Essential Cover and Full Cover. Essential Cover protects your phone against theft, damage, family cover, worldwide cover, unauthorised use, and mechanical breakdown. Full Cover includes all of this, plus loss protection.
Essential Cover includes:
Theft
Accidental damage
Liquid damage
Mechanical breakdown
Worldwide cover
Family cover
£1000 of unauthorised usage cover
Full Cover includes all of the above, plus:
Loss
BiMPY phone insurance gives you peace of mind with two flexible policies and a 30-day rolling contract so that you can protect your Apple iPhone 15 from loss, theft, and damage beyond repair.
You can make a claim online 24/7 and visit the BiMPY FAQs for further information.
Are you looking for business mobile phone insurance? BiMPY provides excellent value for money when it comes to protecting the business mobile phones you love with the BiMPY 3 for 2.
To determine whether or not you need iPhone 15 insurance, consider the following factors: your budget and how careful you are with your phone.
If you can afford to replace your iPhone 15 and are confident that you will not damage it, then you may not need insurance. However, insurance will provide peace of mind if you are on a tight budget or concerned about damaging your phone.
Some things to consider when deciding whether or not to purchase iPhone 15 insurance:
The iPhone 15 can be expensive to replace (up to £1099), especially if you cannot afford to replace it in the event of loss, theft, or damage.
How careful are you with your phone? Insurance may be a good idea if you are prone to dropping or damaging your phone.
What kind of lifestyle do you have? If you travel frequently or have an active lifestyle, then you may be more likely to damage your phone. In this case, protecting the phone you love will provide peace of mind when you need it the most.
The iPhone 15 range represents the pinnacle of Apple’s innovation, offering users a choice to suit their individual needs. Therefore, with memory size options ranging from 128GB and 256GB to a whopping 512GB, there’s ample space for all your digital treasures.
The sleek and vibrant 6.1″ screen provides a stunning canvas for your content, whether you’re streaming videos, gaming, or simply browsing the web.
Furthermore, the iPhone 15 doesn’t disappoint in aesthetics, with a spectrum of colour options including pink, yellow, green, blue, and timeless black, ensuring that users can find the perfect shade for their taste.
| Display | 6.1-inch Super Retinma XDR Display |
| Memory & Storage | 128GB, 256GB & 512GB – 6GB RAM |
| Chipset | Apple A16 Bionic (4nm) |
| Main Camera | 48 MP & 12MP (ultrawide) |
| Selfie Camera | 12 MP (wide) |
| Battery | 3349mAh |
| Weight | 171g |
| Dimensions | 147.6 x 71.6 x 7.8 mm (5.81 x 2.82 x 0.31 in) |
| iPhone 15 | iPhone 15 128GB, iPhone 15 256GB, iPhone 15 512GB |
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Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
