Firstly, select the variant of your iPhone 16 below.
This image features a green tick mark, universally recognized as a symbol for inclusion, approval, or confirmation. It signals that a feature or benefit is included, covered, or positively acknowledged — useful in insurance feature lists, product inclusions, or verification contexts.
This image features a red cross mark, often used to represent something incorrect, denied, or not included. It’s a universal symbol for highlighting exclusions, failed actions, or ineligibility—ideal for use in insurance documents, feature comparisons, or policy clarifications.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
No limit on repairs — cracked screens, drops, and other mishaps sorted.
Protection starts the moment you complete your order.
We treat brand new and refurbished iPhones the same.
UK-based support whenever you need it.
The iPhone 16 is brilliant — and expensive. Whether it’s the 16e or the Pro Max, you’re carrying £599–£1,299 in your pocket.
One slip, one splash, or one quick-handed thief, and you’re looking at a big repair bill or a total replacement.
With BiMPY, you can cover it from £4 a month on a rolling 30-day policy. No contracts. No admin fees. No hassle.
Ready to start? Enter your phone at the top of the page ↑
Most insurers lock you into a year. We don’t. Our cover runs month-to-month, so you can:
| Model | From per month |
|---|---|
| iPhone 16e | £4 |
| iPhone 16 | £4 |
| iPhone 16 Pro | £7 |
| iPhone 16 Pro Max | £9 |
If it’s listed, we can cover it — instantly.
From busy city streets to cafés and festivals, iPhones are high on thieves’ wish lists.
BiMPY cover means:
Perfect for families, couples, or friends upgrading together:
That’s a 33% saving every month.
Pick your iPhone, choose your cover, and you’re sorted.
Let’s be honest — insurance isn’t exciting, but when you need it, you’ll be glad it’s there.
Ready to start? Enter your phone at the top of the page ↑
| iPhone 16 | iPhone 16e 128GB, iPhone 16e 256GB, iPhone 16e 512GB, iPhone 16 128GB, iPhone 16 256GB, iPhone 16 512GB, iPhone 16 Plus 128GB, iPhone 16 Plus 256GB, iPhone 16 Plus 512GB, iPhone 16 Pro 128GB, iPhone 16 Pro 256GB, iPhone 16 Pro 512GB, iPhone 16 Pro Max 256GB, iPhone 16 Pro Max 512GB |
|---|
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
