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This image features a red cross mark, often used to represent something incorrect, denied, or not included. It’s a universal symbol for highlighting exclusions, failed actions, or ineligibility—ideal for use in insurance documents, feature comparisons, or policy clarifications.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There's no limit on accidental damage claims.
Order complete, protection starts. Simple.
We cover new and refurbished devices up to 36 months old.
Friendly customer service & claims teams based in the UK.
Own an iPhone 15? You’re holding one of Apple’s most popular models — sleek, powerful, and packed with features. But here’s the thing: accidents happen. One cracked screen, one unexpected drop, or one swipe in a busy bar, and you’re left with a hefty bill.
With BiMPY, you can protect your iPhone 15 from just £4/month — on a flexible 30-day rolling policy. No contracts. No cancellation fees. Just simple, no-nonsense cover for your everyday tech.
The iPhone 15 might not be the priciest in Apple’s lineup, but it’s far from cheap. A replacement will set you back £699 — and that’s if you can find one in stock.
Now imagine:
Without insurance, you’re looking at a repair or replacement that could cost hundreds. A screen repair alone is £289. That’s where BiMPY comes in.
We offer:
It’s the affordable way to protect your iPhone — without tying yourself to a long contract.
Not all iPhone 15 users need the same level of cover. Here’s a quick overview:
| iPhone 15 Model | Retail Price | Monthly Cover Cost |
|---|---|---|
| iPhone 15 | £699 | from £4 per month |
| iPhone 15 Plus | £799 | from £5 per month |
| iPhone 15 Pro | £999 | from £7 per month |
| iPhone 15 Pro Max | £1,199 | from £12 per month |
We know life isn’t perfect. That’s why BiMPY covers you against the most common — and costly — phone disasters:
All from just £4/month. All on a rolling monthly policy with no strings attached.
We get it. You don’t want to be tied down.
That’s why BiMPY gives you:
You stay covered for as long as you need. Pause, cancel or change your plan anytime. It’s phone insurance that flexes with your life, not the other way around.
If there are multiple iPhone 15s in your household, you don’t need multiple bills.
With BiMPY’s 3for2 offer, you can cover three iPhone 15 handsets and only pay for two.
Example:
Whether it’s for you, your partner and your teen, or you’re kitting out a small team, it’s a cost-effective way to stay protected.
Let’s be honest — iPhones are theft magnets.
With the iPhone 15 being one of the most widely owned models in the UK, it’s also one of the most stolen. Whether you’re walking through a busy high street or scrolling in a café, your phone is a target.
If your £699 iPhone 15 is taken, what’s your backup plan?
BiMPY offers:
You can’t control thieves, but you can control what happens next.
Your iPhone 15 isn’t just a phone — it’s your wallet, your calendar, your work inbox, and your camera roll.
With BiMPY:
Because when your tech goes down, your life doesn’t have to.
No need for documents, phone calls or complicated forms.
Just:
👉 Ready to protect your iPhone 15?
| iPhone 15 | iPhone 15 128GB, iPhone 15 256GB, iPhone 15 512GB, iPhone 15 Plus 128GB, iPhone 15 Plus 256GB, iPhone 15 Plus 512GB, iPhone 15 Pro 128GB, iPhone 15 Pro 256GB, iPhone 15 Pro 512GB, iPhone 15 Pro Max 256GB, iPhone 15 Pro Max 512GB |
|---|
Protect your phone with optional loss cover.
If your mobile phone is stolen we will replace it, like for like.
Phone damaged by liquid will be replaced if we can't repair it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our UK team handles claims smoothly. Submit online 24/7 for cracked screens, theft, or more.
We cover repairs after your warranty. If unrepairable, we will replace your phone.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
