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Refurbished and Second-Hand Phone Insurance
Buying a refurbished or second-hand phone is one of the smartest money moves you can make. You still get the same tech, the same camera, the same processor and the same day to day performance without paying full retail. More people across the UK are turning to refurbished phones from places like Envirofone, Mazuma and MusicMagpie because the savings are real and the quality is solid.
But here is the bit most people forget. A refurbished phone is cheaper to buy, but it is not cheaper to fix or replace. A cracked screen still costs what a cracked screen costs. A stolen phone is still a stolen phone. That saving you made can disappear fast if something goes wrong.
This is why people choose BiMPY®. You get simple, flexible refurbished phone insurance that protects your phone properly. The same reliable cover you would expect for a brand new device. All on a rolling 30-day policy with no contracts, no hidden fees and no cancellation penalties.
A smart buy deserves smart protection. That is exactly what BiMPY® gives you.
What Counts as Refurbished or Second Hand
Not every phone comes in a shiny sealed box from the high street. That does not make it any less valuable. Here is what the UK market means when it talks about refurbished or like-new.
Refurbished phones
These are devices that have been professionally tested, repaired and restored by trusted recyclers such as Mazuma, Envirofone and MusicMagpie. Every button, port and feature is checked. If something is faulty, it is fixed. You get a working phone that has been given a proper second life.
Like new phones
These are usually customer returns within the first 14 days. Most of them have barely been touched. You get the same performance, the same feel and the same look at a lower price.
If the phone works and is under three years old, BiMPY® will insure it. That includes popular refurbished models like the iPhone 17, the iPhone 16, the Samsung S25 and the Google Pixel 10. These make ideal internal linking opportunities across the site.
Why Refurbished Phones Are More Popular Than Ever
The shift to refurbished phones is not a trend. It is a reaction to how people in the UK think about money, waste and value.
Here is why more people are choosing refurbished.
- Up to 40 per cent cheaper than buying new
- Better for the environment and helps reduce e-waste
- Same performance without the premium price tag
- Often easier to get when new stock is limited
- A smarter choice in a cost of living squeeze
- Reliable when bought from VAT registered UK sellers
Refurbished phones let you enjoy top tier tech without the top tier bill. But the risks that come with owning a phone do not disappear just because the price dropped.
A smart choice still needs proper cover.
Do You Really Need Insurance for a Refurbished Phone
Short answer. Yes.
Here is why.
Phone theft remains high in UK cities
London, Manchester, Glasgow and Leeds all report rising phone theft numbers around transport hubs and nightlife areas. Thieves do not care if your phone is brand new or refurbished.
Screen repairs still cost hundreds
A refurbished iPhone 17 or Samsung S25 is cheaper to buy, but the repair prices are the same. A new screen or back glass can still hit your bank account hard.
Warranties do not cover the big risks
A warranty will not help you if your phone gets dropped, stolen, smashed, soaked or lost. These are the real issues most people face.
Replacing a refurbished phone can be just as expensive
Stock varies. Prices fluctuate. A replacement might cost more than the one you bought.
BiMPY® protects you from the problems that actually matter.
What BiMPY® Covers for Refurbished Phones
Your refurbished device gets the same protection as a brand new phone.
- Theft
- Accidental damage
- Liquid damage
- Cracked screens
- Mechanical breakdown
- Optional loss cover
If the phone works, you can insure it. Simple as that.
Simple, Flexible Cover from Only £4 a Month
BiMPY® keeps things easy.
- Rolling 30-day cover
- No long term tie ins
- No cancellation fees
- Instant online quotes
- Update or cancel anytime
If you upgrade your phone, you can update your policy in seconds. If you want to stop your cover, you can do that with no penalties. This is insurance designed around your life, not the other way round.
A Real Example of Why Cover Matters
Let us look at the numbers.
A new iPhone 16 Pro costs £999 to replace if it is stolen or beyond repair.
A refurbished version from a trusted UK seller comes in at £849.
A screen repair for the iPhone 16 Pro alone is £389.
BiMPY Full Cover is £8 a month.
One repair can cost more than a full year of insurance. This is why even refurbished phones need a proper cover. Your savings should stay a saving, not disappear after one accident.
Buying Refurbished Is Smart. Protecting It Is Smarter.
Refurbished phones are a great way to save money without giving up the tech you love. BiMPY® makes that choice even better. Whether it is your everyday phone or a backup device, our cover gives you reliable protection when real life happens.
A phone is more than a gadget. It is your camera, your diary, your wallet, your train ticket, your sat nav and your connection to the people you care about. Losing it or damaging it is a hassle no one needs.
The BiMPY® 3for2 Deal Works on Refurbished Phones Too
If you want even more value, you can save with the BiMPY® 3for2 deal. Insure any three phones and the cheapest one is free. Families, couples and anyone with work and personal phones love this option.
FAQs
Can I insure a phone from eBay
Yes. As long as the seller is VAT registered in the UK, the phone is less than three years old and it is fully working.
Does BiMPY® cover phones from Mazuma, Envirofone or MusicMagpie
Yes. Phones bought from trusted mobile recyclers are fully eligible.
Is theft included
Yes. Theft is included as standard on every policy.
Can I cancel at any time
Yes. There are no cancellation fees and no penalties.
Do you insure refurbished iPhones, Samsung phones and Google Pixel phones
Yes. We insure all major brands whether they are new, nearly new or refurbished.
Where can I learn more about protecting my phone
For everyday tips, guides and simple advice, visit the Advice hub.
Protect the phone you love with BiMPY®
If you want to keep the savings you made on your refurbished phone, proper protection is the simplest step you can take.