This image features a green tick mark, universally recognized as a symbol for inclusion, approval, or confirmation. It signals that a feature or benefit is included, covered, or positively acknowledged — useful in insurance feature lists, product inclusions, or verification contexts.
This image features a red cross mark, often used to represent something incorrect, denied, or not included. It’s a universal symbol for highlighting exclusions, failed actions, or ineligibility—ideal for use in insurance documents, feature comparisons, or policy clarifications.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There's no limit on accidental damage claims.
Order complete, protection starts. Simple.
We cover new and refurbished devices up to 36 months old.
Friendly customer service & claims teams based in the UK.
The iPhone 13 may be a generation older, but it’s still a powerhouse — and still a target for accidents, drops, and theft.
At BiMPY, we make it easy to protect your iPhone 13 with insurance from just £4 per month. Choose our 30-day rolling cover, cancel any time, and enjoy total peace of mind with no long-term contracts or hidden fees.
You might think the iPhone 13 doesn’t need protection anymore, but with a current replacement cost of around £599, it’s still a major asset.
Repairs? Still expensive. A screen replacement can cost up to £289, and that’s not including internal damage or back glass repair.
And if it’s stolen? That’s hundreds of pounds lost unless you’re covered.
With BiMPY:
Essential Cover = £4/month
Full Cover (includes loss) = £5/month
Affordable protection for a phone that still deserves it.
Still using the iPhone 13 range? You’re in good company — and it’s still smart to insure it. Here’s what you need to know:
| iPhone 13 Model | SIM-Free | Monthly Cost |
|---|---|---|
| iPhone 13 Mini | £499 | from £4 per month |
| iPhone 13 | £599 | from £4 per month |
| iPhone 13 Pro | £799 | from £7 per month |
| iPhone 13 Pro Max | £949 | from £9 per month |
While some prices have dropped, the repair and replacement costs haven’t. If you’re still using your iPhone 13 every day, insurance is a smart backup plan.
Whether it’s the Mini or the Max, your iPhone 13 is covered against real-world risks with BiMPY:
📱 Accidental damage – drops, cracks, and everyday accidents
💧 Liquid damage – spills, splashes, or unexpected rain
🔧 Mechanical failure – when your warranty runs out
🧥 Theft – protect your phone from pickpockets and loss in public
🌍 Worldwide cover – insured whether at home or travelling
❌ Loss – available with Full Cover plans
No gimmicks. No jargon. Just protection that works when you need it.
With BiMPY, you’re not tied down to a long contract.
We offer rolling 30-day cover, giving you total control:
Cancel whenever you want
No admin or cancellation fees
Upgrade or downgrade as your needs change
Life moves fast — your phone insurance should keep up.
Still have multiple iPhone 13s in the family? Don’t overpay.
With our 3for2 deal:
3 x iPhone 13 on Essential Cover = £8/month
3 x iPhone 13 on Full Cover = £10/month
Great for couples, flatmates, parents and kids — or anyone who still relies on their 13.
You might think thieves are only after the latest phones, but the iPhone 13 is still in demand.
From nightclubs to cafés to city centres, thefts are on the rise. And without insurance, replacing your iPhone 13 could cost you £599 or more.
BiMPY helps you stay ahead with:
Reliable theft cover
Fast replacements
Peace of mind, at home or abroad
Don’t risk being caught out without it.
We’re not just about the latest models. At BiMPY, we believe every phone deserves solid protection, no matter what year it launched.
That’s why iPhone 13 users love us for:
📆 Flexible, rolling cover
💷 Prices from just £4/month
🧾 No long contracts
⏱️ 60-second sign-up
💼 Business and personal cover available
Still rocking your iPhone 13? We’ve got you covered.
You don’t need to jump through hoops to get protected.
Just:
Select your iPhone 13 model
Choose your cover (Essential or Full)
Get instant protection today
👉 Click here to get a quote instantly
[/col] [/row]| iPhone 13 Models | iPhone 13 Pro Max 128GB, iPhone 13 Pro Max 256GB, iPhone 13 Pro Max 512GB, iPhone 13 Pro Max 1TB, iPhone 13 Pro 128GB, iPhone 13 Pro 256GB, iPhone 13 Pro 512GB, iPhone 13 Pro 1TB, iPhone 13 128GB, iPhone 13 256GB, iPhone 13 512GB, iPhone 13 Mini 128GB, iPhone 13 Mini 256GB, iPhone 13 Mini 512GB |
|---|
Protect your phone with optional loss cover.
If your mobile phone is stolen we will replace it, like for like.
Phone damaged by liquid will be replaced if we can't repair it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our UK team handles claims smoothly. Submit online 24/7 for cracked screens, theft, or more.
We cover repairs after your warranty. If unrepairable, we will replace your phone.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
