Firstly, select the variant of your iPhone 13 below.
It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
There's no limit on accidental damage claims.
Order complete, protection starts. Simple.
We cover new and refurbished devices up to 36 months old.
Friendly customer service & claims teams based in the UK.
Compare iPhone 13 insurance explicitly designed for you and your phone and choose the level of cover that is right for you.
You can protect your iPhone 13 from Theft, Accidental Damage and Loss.
If your iPhone 13 is lost or stolen, do you have up to £1499 to replace it? Or would iPhone insurance give you peace of mind and protection if your phone is lost or stolen?
Should you drop your iPhone 13 and crack the screen, depending on which iPhone 13 model you have, the replacement cost is £239 – £349 to repair or replace the screen.
With our iPhone 13 phone insurance, you can make unlimited accidental damage claims each year.
The new iPhone 13 comes in various models: the iPhone 13, iPhone 13 Mini, iPhone 13 Pro and the iPhone 13 Pro Max.
The iPhone 13 range enjoys the new A15 Bionic Chip, which Apple claims to be the fastest in any mobile phone and includes a 6 Core CPU, 2 High-Performance cores, 4 High-Efficiency cores and a 4-core CPU. Combined, this makes for a lot of performance in any smartphone.
The screen, whether you are enjoying a 5.4-inch display on your iPhone 13 Mini or a 6.7-inch on your iPhone Pro Max, all models have a Super Retina XDR display.
Your new iPhone is splash, water and dust resistant too. However, the phone is not waterproof, but with our iPhone 13 insurance, your phone is protected against any liquid damage or ingress.
Apple has excelled with upgrading the iPhone 13 camera on all models, including 12MP wide and ultra-wide camera systems. Night mode, 4K video recording at 24 fps, 1080p HD video recording at 25 fps, 30 fps or 60 fps and Slo-mo video support for 1080p at 120 fps or 240 fps.
| Display iPhone 13 & 13 Pro iPhone 13 Mini iPhone 13 Pro Max |
6.1-inch Super Retina XDR 5.4-inch Super Retina XDR 6.7-inch Super Retina XDR |
| Memory & Storage iPhone 13 & 13 Mini iPhone 13 Pro & Pro Max |
4GB RAM 128GB, 256GB & 512GB 6GB RAM 128GB, 256GB, 512GB & 1TB |
| Processor All iPhone 13 Models |
A15 Bionic Chip |
| Main Camera iPhone 13 & 13 Mini iPhone 13 Pro & Pro Max |
12MP Wide & 12MP Ultra Wide 12MP Wide, 12MP Ultra Wide, 12MP Telephoto |
| Selfie Camera All iPhone 13 Models |
12MP Wide |
| Battery iPhone 13 iPhone 13 Mini iPhone 13 Pro iPhone 13 Pro Max |
3240 mAh 2438 mAh 3096 mAh 4352 mAh |
| Weight iPhone 13 iPhone 13 Mini iPhone 13 Pro iPhone 13 Pro Max |
174g 141g 204g 240g |
| Dimensions iPhone 13 & 13 Pro iPhone 13 Mini iPhone 13 Pro Max |
146.7 height x 71.5 width x 7.7 depth (mm) 131.5 height x 64.2 width x 7.7 depth (mm) 160.8 height x 78.1 width x 7.7 depth (mm) |
| iPhone 13 Models | iPhone 13 Pro Max 128GB, iPhone 13 Pro Max 256GB, iPhone 13 Pro Max 512GB, iPhone 13 Pro Max 1TB, iPhone 13 Pro 128GB, iPhone 13 Pro 256GB, iPhone 13 Pro 512GB, iPhone 13 Pro 1TB, iPhone 13 128GB, iPhone 13 256GB, iPhone 13 512GB, iPhone 13 Mini 128GB, iPhone 13 Mini 256GB, iPhone 13 Mini 512GB |
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Protect your phone with optional loss cover.
If your mobile phone is stolen we will replace it, like for like.
Phone damaged by liquid will be replaced if we can't repair it.
If your mobile phone is damaged accidentally we will repair your phone and if it can’t be repaired we will replace it, like for like.
Our UK team handles claims smoothly. Submit online 24/7 for cracked screens, theft, or more.
We cover repairs after your warranty. If unrepairable, we will replace your phone.
In the event your phone is stolen or lost, your misuse of equipment cover is up to £1000.
We provide up to 90 days cover abroad per annum.
Immediate family members using your mobile phone will be covered.
Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.
A compulsory excess fee applies to each claim, which we have set out in the table below:
| Monthly Premium | Policy Excess |
| £4 | £50 |
| £5 | £50 |
| £6 | £50 |
| £7 | £75 |
| £8 | £75 |
| £9 | £100 |
| £10 | £100 |
| £11 | £100 |
| £12 | £100 |
| £14 | £125 |
| £15 | £125 |
| £17 | £150 |
| £18 | £175 |
Please note that all claims for loss incur an additional excess fee of £50
You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT
Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk
Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents.
Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.
