iPhone 18 Phone Insurance

See your quote instantly — just pick which version of the iPhone 18 you want to insure.

Most Popular

full

iPhone 18

Lowest Price

essential

iPhone 18

Full Cover

iPhone 18

Most Popular

£12P/M

(First Direct Debit in 7-10 days)

  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Loss
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Theft
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Accidental Damage
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Liquid Damage
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Mechanical Breakdown
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Worldwide Cover
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Unauthorised use up to £1000
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. 30 day rolling policy
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Cancel any time
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. A hassle free claims process

→ excess information

→ Insurance Product Information Document

→ POLICY TERMS & CONDITIONS

Essential Cover

iPhone 18

Lowest Price

£11P/M

(First Direct Debit in 7-10 days)

  • Red cross mark symbol commonly used to indicate an error, exclusion, or something not covered. Loss
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Theft
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Accidental Damage
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Liquid Damage
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Mechanical Breakdown
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Worldwide Cover
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Unauthorised use up to £1000
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. 30 day rolling policy
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. Cancel any time
  • Green tick mark symbol commonly used to indicate something is covered, included, or correct. A hassle free claims process

→ excess information

→ Insurance Product Information Document

→ POLICY TERMS & CONDITIONS

3for2 phone cover

Pick any 3 phones — we’ll insure the cheapest one for FREE.

It’s as easy as 1, 2, FREE. How it works

It is a requirement that you pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset.

A compulsory excess fee applies to each claim, which we have set out in the table below:

Monthly PremiumPolicy Excess
£4£50
£5£50
£6£50
£7£75
£8£75
£9£100
£10£100
£11£100
£12£100
£13£100
£14£125
£15£125
£16£125
£17£150
£18£175
£19£175
£19£175
£17£175

Please note that all claims for loss incur an additional excess fee of £50

iPhone 18 Pro & iPhone 18 Pro Max Insurance

Protect your iPhone 18 Pro or Pro Max

The iPhone 18 Pro and iPhone 18 Pro Max are serious investments.

The iPhone 18 Pro 256GB costs £1,199, while the 512GB model costs £1,399. Step up to the iPhone 18 Pro Max and you’re looking at £1,299 for 256GB or £1,499 for 512GB.

That’s a lot of money to carry around in your pocket every day.

BiMPY® iPhone 18 Pro and Pro Max insurance gives you protection against accidental damage, theft and other everyday risks, with the option to include loss cover too.

What does iPhone 18 Pro and Pro Max insurance cover?

Whether you’ve chosen the Pro or Pro Max, you can protect your iPhone against the things that can happen in everyday life.

Accidental damage
Cover for accidental drops, cracked screens and other unexpected damage.

Liquid damage
Protection if your iPhone is accidentally damaged by liquid.

Theft
Cover if your iPhone 18 Pro or Pro Max is stolen.

Mechanical breakdown
Cover for eligible mechanical breakdown once your Apple manufacturer’s warranty has expired.

Worldwide cover
Protection while travelling abroad for up to 90 days per year.

Unauthorised use
Up to £1,000 of unauthorised use following an accepted theft or loss claim.

You can make unlimited accidental damage claims, while theft and loss are limited to two claims per year, subject to the terms and conditions of your policy.

Essential or Full Cover – what’s the difference?

We’ve kept the choice straightforward.

Essential Cover includes accidental damage, liquid damage, theft, eligible mechanical breakdown, worldwide cover and the other benefits included within the policy.

Full Cover includes everything provided by Essential Cover and adds loss cover.

So if you’d also like your iPhone protected if you accidentally lose it, choose Full Cover.

Is an iPhone 18 Pro or Pro Max worth insuring?

That comes down to how comfortable you’d be paying to repair or replace such a valuable phone yourself.

These are premium smartphones costing well over £1,000. If something unexpected happens, having to fund a replacement yourself could mean a significant unplanned expense.

Insurance gives you the option of paying a monthly premium to protect against that financial risk rather than carrying all of it yourself.

Is a cracked iPhone 18 Pro or Pro Max screen covered?

Yes.

If you accidentally drop your iPhone 18 Pro or Pro Max and crack or damage the screen, accidental screen damage is covered, subject to the terms and conditions of your policy.

Can I insure a SIM-free or refurbished iPhone 18 Pro?

Yes. Eligible iPhone 18 Pro and iPhone 18 Pro Max handsets can be insured whether you’ve bought yours SIM-free, through a mobile phone contract or refurbished.

New and refurbished phones must have been purchased from a VAT-registered UK seller, be in good working condition and meet our normal eligibility requirements.

You’ll also need to keep your proof of purchase.

Can I insure my iPhone 18 Pro after I’ve bought it?

Yes. You don’t have to arrange your insurance at the same time you buy your iPhone.

Provided your iPhone 18 Pro or Pro Max is less than three years old, in good working condition and meets our other eligibility requirements, you can take out cover afterwards.

iPhone 18 Pro insurance without a 12-month contract

We don’t think protecting an expensive phone should mean committing to another lengthy contract.

Our phone insurance runs on a 30-day rolling basis, so you can keep your cover for as long as you need it.

There are no long-term tie-ins, cancellation fees or penalties. If you no longer need your insurance, you can cancel.

Insuring more than one iPhone?

Our 3for2 offer can help reduce the cost of insuring multiple phones.

Insure three eligible phones and you’ll only pay for two — the cheapest policy is free.

You can mix eligible makes and models, so you don’t need to insure three identical iPhones. The offer is also available for eligible business phones.

Which iPhone 18 Pro models can I insure?

We currently offer cover for:

iPhone 18 Pro 256GB
iPhone 18 Pro 512GB
iPhone 18 Pro Max 256GB
iPhone 18 Pro Max 512GB

Choose your exact model and storage capacity at the top of the page to see your insurance price.

Get an iPhone 18 Pro or Pro Max insurance quote

Choose your iPhone 18 Pro or iPhone 18 Pro Max at the top of the page and select your storage capacity.

You’ll see your monthly insurance price instantly and can get covered online.

iPhone 18

iPhone 18 Pro 256GB, iPhone 18 Pro 512GB, iPhone 18 Pro Max 256GB, iPhone 18 Pro Max 512GB

More about BiMPY and how we work

The first payment will be taken by Direct Debit 7-10 days after the application is processed.

Your policy documents will be emailed to you within 24 hours of your successful application.

Yes. You must pay your excess fee before your phone can be repaired or replaced and your excess fee will be dependent on the value of your handset. 

A compulsory excess fee applies to each claim, which we have set out in the table below:

Monthly Premium Policy Excess
£4£50
£5£50
£6£50
£7£75
£8£75
£9£100
£10£100
£11£100
£12£100
£14£125
£15£125
£17£150
£18£175

Please note that all claims for loss incur an additional excess fee of £50

You can make a claim online 24 hours a day via our online form, which you can access from your ACCOUNT

Claims are processed and handled by Warranty & Creditor Services, and you can email the claims support team should you require assistance at claims@wcsinsurance.co.uk

Your phone has a unique serial number which is called an International Mobile Equipment Identification. IMEI. 
 
To find your IMEI, go to your phone and dial *#06#

Loss cover is available with our Full Cover policy. We provide information on what we cover in our Insurance Product Information Documents. 

Yes, we insure reconditioned and refurbished phones less than 36 months old and purchased from a UK VAT-registered company, which can be your mobile phone network provider or a retailer.

Established in 2011, bimpy.co.uk is a trading name of BiMPY Ltd, registered in England and Wales, company number 07834152. 
 
BiMPY Ltd is an Appointed Representative of Warranty & Creditor Services Ltd. Warranty & Creditor Services is authorised and regulated by the Financial Conduct Authority, registration number 304991. You can verify this information on the Financial Services Register at register.fca.org.uk